Questions about our loans for individuals
How do I qualify for a loan?
Your vehicle needs to be free of finance (Or nearly free!), Fully comprehensively insured, Taxed and MOT'd. You'll need to also provide proof of Income and Address. Please fill out our easy Application Form now.
How long are the loans for?
Our loans are for a period of 78 weeks. You can choose to pay monthly. You can also settle the loan at any time during the period of the loan and receive a rebate of interest.
How soon do I get my money?
You can have the funds transferred immediately into your bank account once all the loan documents have been signed.If you don't have a Bank account then a cheque will be issued to you for cashing at a local cheque cashing store.
How quickly can I get an Appointment?
We can in most circumstances have one of our reps to your home or workplace within 3 hours of applying.
Is there an age qualification for Autopawn logbook loans?
Yes. All borrowers must be at least 18 years old.
Do I have to be a homeowner?
No. If you are a tenant then a tenancy agreement may be asked for.
What if I have difficulty paying?
Firstly, we stress to all our customers that they should not borrow money from any lender, if they are not comfortable with the payments. Secondly, please communicate and explain your situation to us as early as possible and we shall try and work with you for a limited time.
What if I do not repay the loan?
Then, we shall be forced to issue default notices and finally repossess and sell your vehicle to repay the outstanding loan.
Do I have to provide Autopawn with a spare set of keys?
In certain circumstances we will ask for a spare set of keys.
Why choose an Autopawn Logbook Loan?
Because our logbook loans are fast, discreet and convenient Based in North-West London but with agents located all around the UK, Autopawn differs from other logbook loan lenders in the market by offering better service and the cheapest loan rates in the business. Visit Compare our logbook loan rates for details.Autopawn logbook loans are a convenient source of short-term finance for your individual and business needs, providing you with funds within 24 hours from applying - without credit checks!
How soon will you return my V5 logbook and spare set of keys??
Normally 7 working days after the loan is fully paid up.
Do you lend against any vehicles other than cars?
Yes, we lend against Motorbikes, Light Commercial vehicles and Motorhomes.
How does an Autopawn Prestige work?
You have a Prestige or Classic Vehicle (free of finance) which you do not wish to sell but need funds fast for a period of up to 18 months.
- Short term flexible funding for proactive Business People
- Access to immediate FUNDS at any time
- Your vehicle is not subject to distress selling
- You can complete on a Business Deal
- Ability to settle at any time & receive a rebate of interest
- You are not locked into lengthy finance
- A quick confidential service
- You keep driving your car
Who is Autopawn?
AutoPawn is the trading name for Redrose Management Ltd registered in England No 4712266
Are you regulated?
Yes, we are regulated and licenced by the Office of Fair Trading, we also hold a Consumer Credit Licence and the number is 540072.
Do you follow the CCTA Code of Practice?
Yes, we follow the CCTA (Consumer Credit Trade Association) Code of Practice. We are proud members of the CCTA and can say that we are Honest, Responsible and Transparent lenders offering 1st class customer service.
Can I continue using my vehicle during the loan?
Absolutely, you'll have full use of your vehicle as normal.
How Do I make my repayments?
We will issue you with a paying In book or you can set up a standing order. Whatever suits you best!
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